Send money home, on your family's terms
For the diaspora sending money to family in Pakistan. Your family receives value they can hold in foreign currency and convert to rupees when the timing works for them — not the moment it lands.
A transfer is more than its fee
Most remittance services compete on how cheaply they can convert your money the instant it arrives. But in a falling-currency market, the timing of that conversion often costs families more than the fee ever did.
Control over timing
Your family isn't forced to convert on arrival. They hold value in a stable currency and choose when to move into rupees.
A hedge against the fall
Holding in pounds, dollars or euros means a family's savings aren't automatically exposed to every daily move in the rupee.
Built for how families really send
Regular support, one-off help, or saving up for something bigger — the same account works for all of it.
From your account to their choice
The recipient always keeps the decision about when to convert.
01You fund your transfer
Send from the US, UK or Europe using your Smartlyy account. You choose the amount and the currency you send in.
02Family receives held value
Your recipient receives value they can hold in pounds, dollars or euros — not automatically converted on arrival.
03They convert when ready
Your family decides when to convert to rupees, based on their own needs and what the rate is doing.
04Rupees when they need them
Once converted, rupees are available to spend or withdraw locally.
Illustrative example. Exchange rates and available currencies will be confirmed at launch.
Remittances are a lifeline — timing shouldn't erode them
Money sent home supports millions of households. When it's converted at the wrong moment, families quietly lose part of that support to currency movement.
Remittances received by Pakistan in the year to June 2026.
Fall in the rupee against sterling since 2021.
Give your family the choice
Smartlyy Remit launches in 2026. Join the waitlist to be first to send.